Digital Banking

Our Omni-channel Digital Banking Solution helps banks serve their customers through Web & Mobile Channels efficiently & with ease. The customized & focused Web & Mobile Apps for Retail, SME or Corporate customers can all be hosted on the same platform (in premise or in cloud). Further, the platform can be leveraged to host other Apps of the banks (internal or external).


The platform further extends the capability to host Digital Wallets, Utility Payment System and Customer Engagement for Loyalty & Rewards, thus reducing technology complexity & day to day operations related issues. The salient features of our Digital Banking Solution include the following.


Key Functionalities

  • Customer Relationship Dashboard
  • CASA - Account details, Balance, Statement, Transfer
  • Deposits - Existing Deposits, Create New Deposit
  • Loans - Total, Paid, Balance
  • Credit & Debit Cards – Payment, PIN Generate/Reset, Limits, Lock/Unlock, Block
  • Payments – P2P, P2M, Apple/Samsung Pay, Digital Wallets
  • Utility Payments - Telecom, Electricity/Water, Transport, Police, Charity
  • Personal Finance Manager – Budgeting & Peer Comparison
  • Card less Cash Withdrawal
  • Password & Password less login options
  • Biometric Login - Touch ID, Face ID, Facial & Voice
  • User Registration
  • Push Notifications
  • Products, Offers & Promotions
  • Branch & ATM Locator
  • Currency Calculator
  • Conventional & Islamic modes
  • Limits Management
  • Investments - Portfolio, Funds
  • Multilanguage Support
  • App Shielding (3rd party SDKs)
  • Wearables – Apple iWatch, Samsung Watch & Android Smartwatch


Major Services

  • UI & UX Consulting & Design
  • Overall App development with end to end workflow
  • Integration with bank's systems
  • Functionality, Performance, Stress & Security Testing
  • UAT, Production & DR deployments